Legal Information
last release: 14.01.2009
Terms of Use

These terms and conditions of use apply to the SCH Group website located at and to all relevant sites linked to and owned by SCH Group, its subsidiaries and affiliates, including the SCH Group websites worldwide (collectively, the “website”). The website is owned by SCH Group and its licensors.

By using the site, you accept these terms of use. If you do not agree with these terms of use, do not use the website.

SCH Group reserves the right to change, add or remove clauses in these Terms of Use at any time in its sole discretion. It is your responsibility to check these Terms of Use periodically for changes. Continued use of the website after changes have been made means that you accept these changes.

Subject to your compliance with these Terms of Use, SCH Group grants you a personal, non-exclusive, non-transferable, limited right to visit and use the website.

§ 1. Website Content

The content and all materials on the website are posted and distributed for educational and entertainment purposes. SCH Group makes no promises that the content of the website, publications and statements are error-free and your actions after studying the materials of the website will lead to predictable results.

Please consult with your lawyer, investment manager and parents before taking any legally significant actions after reviewing the materials on the website.

Any information on the website may be changed or deleted without notice. SCH Group does not guarantee anything about the website at all. The website administration tries to ensure that everything is fine, stable and fun, but these intentions are the only thing a website visitor can count on.

The Website may contain links to other independent third party websites. Such external websites are provided for convenience only and to enhance the visitor experience. SCH Group has no control over such websites and is not responsible for and does not endorse or advertise the content of such websites, including any information or materials contained in such websites. You should make your own independent decision regarding the use of these and any other external websites.

§ 2. Compensation for damages

By using this site you agree that the website administration should not and will not be liable to compensate you for any damages associated with the use of the website (none at all, here is the complete list of terms that are included in these Terms and Conditions by this reference).

§ 3. Website Usage

Visitors and users of the website are not allowed to take any actions that may harm the functionality and content of the website.

You agree not to take any action that places an unreasonable or disproportionate load on the infrastructure of the SCH Group website or any systems or networks related to the website.

It is prohibited to reproduce or circumvent the navigational structure of the website in any way to obtain or attempt to obtain any materials, documents or information by any means not specifically provided through the website.

It is forbidden to use the website or any content of the website for any purpose prohibited by law or these Terms of Use, or to incite any illegal activity or other activity that violates the rights of SCH Group or third parties.

SCH Group reserves the right to block any action that violates these Terms and Conditions and to restrict or block access to the website by violators of these Terms and Conditions by IPs!

§ 4. Terms of purchase, return and warranty service

Nothing is for sale on the website and no materials of the website should be perceived as an offer or as any essential conditions for a civil law transaction.

SCH Group’s obligations, if any, with respect to the products and services of SCH Group shall be governed solely by the agreements under which the products and services are provided, and no information on the website shall be construed as modifying or supplementing the data and signed agreements.

§ 5. Privacy

The use of the website is subject to the SCH Group Privacy Policy and its provisions are included in these Terms of Use by this reference.

In addition, by using the website, you confirm and agree that data transmission over the Internet is never completely confidential or secure. You understand that any message or information sent to the website may be read or intercepted by third parties, even with special notice that a particular transmission is encrypted.

§ 6. Cancellation of Terms

SCH Group provides administration and management of from various countries and regions. Although the site is available worldwide, not all functions, products or services discussed, mentioned, provided or offered on the website are available to all persons or in all geographical regions or are suitable or available for use in the jurisdiction in which the website visitor is located.

SCH Group reserves the right, in its sole judgment, to limit the provision of any function, product or service and the number thereof to any person or geographic area. Any offer of any feature, product or service on the website shall be void where such feature, product or service is prohibited.

You accept and acknowledge that you are accessing the website on your own initiative and are fully responsible for compliance with applicable local laws.

§ 7. Additional Provisions

The following provisions also govern and apply to your use of the website and are incorporated into these Terms of Use by this reference:
Privacy Policy;
Intellectual Property;
Cookies and Other Technologies.

Any of these policies and regulations may be updated. Changes shall take effect from the moment they are published on the website.

For all legal issues related to this document, please contact: